THIS IS AN OPPORTUNITY THAT SHOULD NOT BE MISSED!! If you are in a strong financial position- but just cant seam to get a deposit together for your first home-than this will be a GAME CHANGER for you! The first place to start is to assess your borrowing capacity. To give you an idea of the level of income needed, a $400,000 townhouse will require borrowing capacity of approximately $380,000. Assuming acceptable credit card and personal loan debt levels and a family of four ( 2 applicants and 2 dependants ), the required joint income needed to support such a loan would need to be around $100,000. With no dependants, the joint income for a couple would need to be around $80,000. The income for a single applicant with low debt would need to be around $90,000 to qualify for such a loan. If you fall into this category and would like our team to investigate further, our team would love to help you. Please note the images used are for marketing only